Terms and Conditions

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Effective Date: January 2024

Welcome to the official website of B&W Insurance Group, LLC (“we,” “us,” or “our”). By accessing or using this website (the “Site”), you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use our Site.

2. Use of Website

You may use this Site for personal, non-commercial purposes only. You agree not to misuse the Site or its contents or attempt to access our systems or information without authorization.

3. Insurance Services Disclaimer

The content on this Site is for informational purposes only and does not constitute legal, financial, or insurance advice. Insurance policies and benefits are subject to eligibility, underwriting, and applicable state regulations. Availability may vary by state and association membership.

4. Membership Requirements

Certain insurance benefit packages offered through B&W Insurance Group, LLC are exclusively available to members of designated State Cosmetology and Barbers Associations. Proof of active membership may be required at the time of enrollment.

5. Intellectual Property

All content on this Site—including text, images, logos, graphics, and design—is the property of B&W Insurance Group, LLC and is protected by copyright and trademark laws. Unauthorized use or reproduction is strictly prohibited.

6. Limitation of Liability

We strive to keep all information accurate and up-to-date but make no warranties regarding its completeness or reliability. B&W Insurance Group shall not be held liable for any damages resulting from the use of or inability to use this Site.

7. Links to Third-Party Sites

This Site may contain links to external websites. B&W Insurance Group is not responsible for the content, accuracy, or privacy practices of those third-party sites.

8. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be effective upon posting. Continued use of the Site after changes constitutes your acceptance of the revised terms.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles.

10. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

B&W Insurance Group, LLC
2320 Wrightsboro Rd, Augusta, GA 30904
Phone: 762.246.4580
Email: infobandwinsurancegroup@gmail.com