With a dental insurance plan, an individual can receive monetary coverage for all or portions of health care that is related to dental from 6-month cleanings to root canals to orthodontics and more. Insurance plans range in what they provide and who they provide for; some cover just individuals, and others can be used for families or for a group plan. Some specific dental insurance plans include: Preferred Provider Organization (PPO) plans, Dental Health Maintenance Organizations (DHMO) plans, and Traditional (Indemnity) plans. Each plan comes with different coverage, like how much your co-payments will be for dental office visits and which dentists you can see based on whether they’re in your network of coverage or not.
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